![]() ![]() Whether you are using all your open credit card accounts or not, it is important to know all of your accounts, check in on them from time to time, and move any debt around to the lowest interest rates. ![]() One reason is that closing them can temporarily hurt your credit score. There are many reasons for having multiple credit cards. It is also a great starter budget for kids who don’t need all the features that household budget spreadsheets give you.ĭid you like the special budget tracking template? Next, we will tackle credit card organization. The special budget spreadsheet allows you to plan this money out without clogging up your normal budget. This could be a lump sum of money you weren’t expecting or money you will use on a vacation that is sitting in savings. Sometimes you want to budget money that doesn’t fit exactly into your monthly budget. This sheet does not count interest into the time, but people who get focused on paying off debt tend to find extra money to make their debt go away in about two-thirds the time this spreadsheet lists.ĭownload: Direct Download 4. I put together this simple Debt Snowball spreadsheet so I could list all my debts, put them in order from largest to smallest, and get a rough estimate of how much time till I was debt-free. For most people, the time it takes to get out of debt is much shorter than they think. When you are drowning in debt, it can feel like the process will last forever. To learn more about this spreadsheet and to download it, visit Steal My Monthly Expense Tracker (Free Excel Download)ĭid you enjoy that expense tracker excel template? Up next, we tackle debt. This gives you a bit of warning so you can shift some money around from a different account and avoid an overdraft. Prevent Bank Over-Drafts: Since the sheet contains a running balance, you’ll be able to roughly predict what your balance will be at various points in the month.Avoid Late Payments: Since you list out your monthly recurring expenses by payment due date, you’ll be able to reference which bill is coming due at what date quickly.More on how this spreadsheet will help you: This sheet includes a rolling calendar of recurring monthly expenses and income, as well as your total available balance projected out for 30 days or more. This sheet will help you avoid late payments and overdrafts by tracking all of your monthly recurring expenses and showing you how they will affect your balance at different times in the month. Some might call this a bill tracker template. To learn more about this spreadsheet and to download it, visit Steal My Personal Financial Statement Template 2. If you’re the one source of financial knowledge for your family, you need this sheet or something like it stored away safely if something happens to you so that your family can take control of your finances. Help a loved one in case something happens to you. ![]() To make the most of your finances, you must know precisely where you are starting. See your entire personal finance situation all in one spot. Online Log-in Credentials: If you’re worried about security, you don’t have to use this section, but I like to have all of my log-in information in one spot so that my wife could pick up the pieces if something happened to me.ġ.This spreadsheet keeps the big picture in mind. Financial Goals: It’s important to keep your financial goals in mind when viewing net worth and income vs.While this isn’t a full-blown budget, it will help you visualize what you “have to” pay each month. ![]() Personal Income Statement: This includes your income and all your recurring expenses.Personal Balance Sheet: This is simply a listing of all your assets and liabilities.This sheet puts all your personal financial information in one simple, printable spreadsheet. Personal Financial Statement Templateįirst up is my all-in-one, dashboard-style spreadsheet called the personal financial statement template. ![]()
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![]() ![]() ( AE) 31 When the Jews who had been with Mary in the house, comforting her, ( AF) noticed how quickly she got up and went out, they followed her, supposing she was going to the tomb to mourn there.ģ2 When Mary reached the place where Jesus was and saw him, she fell at his feet and said, “Lord, if you had been here, my brother would not have died.” ( AG)ģ3 When Jesus saw her weeping, and the Jews who had come along with her also weeping, he was deeply moved ( AH) in spirit and troubled. 30 Now Jesus had not yet entered the village, but was still at the place where Martha had met him. “The Teacher ( AD) is here,” she said, “and is asking for you.” 29 When Mary heard this, she got up quickly and went to him. ( Z) Do you believe this?”Ģ7 “Yes, Lord,” she replied, “I believe that you are the Messiah, ( AA) the Son of God, ( AB) who is to come into the world.” ( AC)Ģ8 After she had said this, she went back and called her sister Mary aside. ( W) The one who believes ( X) in me will live, even though they die 26 and whoever lives by believing ( Y) in me will never die. ( R) 22 But I know that even now God will give you whatever you ask.” ( S)Ģ3 Jesus said to her, “Your brother will rise again.”Ģ4 Martha answered, “I know he will rise again in the resurrection ( T) at the last day.” ( U)Ģ5 Jesus said to her, “I am ( V) the resurrection and the life. ( Q)Ģ1 “Lord,” Martha said to Jesus, “if you had been here, my brother would not have died. ( P) 20 When Martha heard that Jesus was coming, she went out to meet him, but Mary stayed at home. ![]() ![]() ( N) 18 Now Bethany ( O) was less than two miles from Jerusalem, 19 and many Jews had come to Martha and Mary to comfort them in the loss of their brother. But let us go to him.”ġ6 Then Thomas ( M) (also known as Didymus ) said to the rest of the disciples, “Let us also go, that we may die with him.” Jesus Comforts the Sisters of Lazarusġ7 On his arrival, Jesus found that Lazarus had already been in the tomb for four days. ( L)ġ4 So then he told them plainly, “Lazarus is dead, 15 and for your sake I am glad I was not there, so that you may believe. ( I) 10 It is when a person walks at night that they stumble, for they have no light.”ġ1 After he had said this, he went on to tell them, “Our friend ( J) Lazarus has fallen asleep ( K) but I am going there to wake him up.”ġ2 His disciples replied, “Lord, if he sleeps, he will get better.” 13 Jesus had been speaking of his death, but his disciples thought he meant natural sleep. ![]() 6 So when he heard that Lazarus was sick, he stayed where he was two more days, 7 and then he said to his disciples, “Let us go back to Judea.” ( F)Ĩ “But Rabbi,” ( G) they said, “a short while ago the Jews there tried to stone you, ( H) and yet you are going back?”ĩ Jesus answered, “Are there not twelve hours of daylight? Anyone who walks in the daytime will not stumble, for they see by this world’s light. No, it is for God’s glory ( E) so that God’s Son may be glorified through it.” 5 Now Jesus loved Martha and her sister and Lazarus. ( B) 2 (This Mary, whose brother Lazarus now lay sick, was the same one who poured perfume on the Lord and wiped his feet with her hair.) ( C) 3 So the sisters sent word to Jesus, “Lord, the one you love ( D) is sick.”Ĥ When he heard this, Jesus said, “This sickness will not end in death. He was from Bethany, ( A) the village of Mary and her sister Martha. ![]() ![]() ![]() You can access the settings window at any time to adjust the settings via a right-click menu from the program’s icon sitting in the notification area of the Taskbar. When you’ve finished setting up your clock, click the X in the top right corner of the settings window to close the window out. Desktop Clock-7 - Free download and software reviews. Desktop Clock-7 has had 0 updates within the past 6 months. From the drop-down menu, as shown in the screenshot, you can choose the clock’s display from a wide variety of different colors/styles as well as to suit special occasions (only Easter and Halloween at this stage). Download Desktop Clock-7 for Windows to display the current time like analog clock. The Aero Clock will then open with an associated settings menu:įrom here, you can set the size of the clock, the level of transparency, fix the current position (drag and drop the clock around to the desired position first), set to be always on top, and set to start with Windows (disabled by default). As always, portable is preferable so make sure to select the portable download link:Įxtract the contents of the zipped folder and then run the extracted executable. The Aero Clock is available in both installable and portable editions. It’s free, available in a portable edition, highly customizable, and because of its aero transparency, it is extremely effective sitting on the desktop. It allows you to talk in chat mode and in completion mode, as well as generate images using DALL-E 2. PYGPT is a desktop application that allows you to talk to OpenAI's LLM models such as GPT4 and GPT3 using your own computer and OpenAI API. It’s called The Aero Clock from SoftwareOK. GPT4, GPT3 and DALL-E 2 'API' Desktop App with chatbot. The UI is really clean and functional too. You can create as many widgets as you like and they are easy to identify, thanks to the flags. In true Murphy’s Law fashion, no sooner had I written that article when I came across a superb desktop clock that was obviously new to me. World Clock Time Zones (Multi-Purpose App) World Clock takes a more systematic approach with in-app widgets for different time zones and countries. ![]() It displays time in beautiful Neon color. In early March this year, we published an article about Must-Have Desktop Gadgets. This is a very simple, nice, and of course free clock screensaver for your Windows 11 PC. ![]() ![]() ![]() You can press the big Convert button at the adding window. Step 3Get Tidal HiFi/HiFi Plus for Free Forever Likewise, it is possible to copy and paste the URL of tracks into the search bar and press the + button to load Tidal songs automatically. Once found, you can drag and drop the songs to the tool's conversion window directly. Step 2Add Tidal Music to AudFree Tidable Please browse the Tidal music library in the Tidal app and find your favorite songs that you want to use for free forever. ![]() To keep the high quality of Tidal music, you can set FLAC or WAV lossless format as an output format. More importantly, you can adjust the bit rate, sample rate, and bit rate to change the output audio quality. You can adjust the output format like FLAC, WAV, and MP3. Click the top Menu and select the Preferences > Convert button to open the settings window. Here are more features of this functional tool.Download How to Get Free Tidal HiFi or HiFi Plus Forever with AudFree Tidable Step 1Adjust Tidal Output Format and Other Parameters Double-click to launch AudFree Tidal Music Converter from your computer desktop. This software can perfectly work as a Zoom meeting recorder to capture anything in online meetings, webinars, or classes. Besides the music from Tidal, use it to capture the microphone sound so that you can record your voice with sound from Tidal.Īlso, if you want to capture something other than audio, it's possible. To record Tidal music, apply the "Audio" feature, and you can select the output format of the audio, including MP3, AAC, etc. This is a practical tool that records anything on your Windows screen. How to Record Music from Tidal on Windows/MacĪlthough Tidal doesn't offer you a built-in downloader, you can use the third-party software to capture high-quality music from Tidal. Using EaseUS RecExperts is a good solution to record Tidal music on Windows and Mac effectively. Step 3. The next screen will display the progress of each song you are downloading. You can choose to select conversion speed in case there was an error. It will then allow you to select the format, channel, sample rate, and bitrate. Step 2. Paste the link, and then click on the "Convert" button. Then open the Tidal app and copy the link of a track, an artist, an album, or a playlist. ![]() Step 1. Download and install the software on your computer. Now, follow those steps to download the songs you like. Then it can convert the recorded audio into a format that can be used anywhere. Despite this restriction, it can still be done using third-party software that can do that.ĪudFree is a music downloader software that can download from both premium and HiFi subscriptions. The problem is Tidal does not have an app for any computer. When it comes to downloading music from Tidal on the computer, there is no straightforward way. How to Download Music from Tidal on Computer Step 3. Once done, you can now play music on the Tidal mobile app on your smartphone without the need for an internet connection. Tap it, and the song will be added to the download queue. At the bottom of the song or album, look for a toggle button next to the download option. Step 2. Once you find the album, tap on it to open it. If you can't see it up front, you can search. Step 1. Launch the Tidal app on your phone and find the album you want to download. So if you want to download songs on your phone and play them anytime you like, follow these steps below: Tidal allows users to record music on its mobile app. How to Download Music from Tidal Mobile App This post will talk about how to download music from Tidal using the Tidal app or using third-party software on Windows and Mac. It offers one of the best audio qualities in the industry, thanks to Master and HIFI features, and then it allows you to download. You can use it to create a playlist or listen to the suggested playlist, and so on. Tidal is a popular music streaming service that has over 70 million tracks and 250 thousand videos. ![]() ![]() Use this measurement and the chart below to determine your ring size. With a ruler, measure the length from the starting end of the string/paper to the pen mark.ĥ. Use a pen to mark the point on the string/paper where it overlaps, forming a complete circle.Ĥ. Wrap it around the base of the appropriate finger.ģ. Find a piece of string or strip of paper no wider than 3/4" ( 19.05 millimeters ).Ģ. To open a print dialog box, press CTRL + P for PC or COMMAND + P for MAC.ġ. You can verify that the ring sizer printed correctly by measuring it with a ruler it should measure 3 1/2 inches long from "A" to "B". Do not reduce the print size in your printer's page setup' area. Make sure your printer is set to 100-percent. Place the ring on top of the circle below until the inside edge of the ring matches the outside of the circle.Ĭomfort Fit Ring Tip: If the ring is a comfort fit design, match circles to the contoured edge of the inner surface of the ring. Select a ring that properly fits the intended finger.Ģ. More sizing mistakes are made by ordering rings too large rather than too small.ġ. Sizing Tip: Measure your finger at the beginning of the day to avoid incorrect measurements. Example: If your measurement falls between 5 and 6, your ring size is 5 1/2. If the measurement lands between two numbers, your size is a half size. The number aligned with Slot "A" is your ring size.Ħ. If your knuckle is size in between the two.ĥ. Make sure to allow size for your knuckle. Pull the pointed end Tab "B" through Slot "A"until the sizer is snug. Wrap the sizer around the finger where the ring will be worn. Use a quarter to make sure this page is printed at the correct size.ģ. Using our template, you can print out a quick page and measure your finger exactly, to make sure you get this right size. If the ring falls between two sizes, order the larger size.This measurement refers to the inside diameter of the ring. Place the ring over the circles below, matching the inside edge of the ring to the circle nearest in size.Select a ring that properly fits the intended finger.After confirming the coin is the correct size you may take an existing ring and place it over the various ring sizes to get your correct ring size. Make sure the coin fits perfectly on top of the coin. If using a tablet or smartphone you can pinch/pull to enlarge or decrease the image size. Method A: Measure Your Finger Using a WrenchĪnother way to get your ring size is to use the image below and place a coin (quarter, dime, nickel or penny) on the image to make sure you have the image the correct size. CLICK HERE.įor your reference we have listed 5 methods of getting your ring size, scroll down to see all 4 methods. We offer a full 30-day as well as a 1-year exchange if you happen to order the wrong size ring. Simply choose the method which is right for you. Below we list 5 different ways you may get your men ring size chart size. ![]() ![]() An iOS app is also available, with a small up-front purchase required for some games. Our games are free to play on Windows, Mac OS and the web. ![]() Support for Scrabble in the iOS app is coming soon.Įnjoy, and happy holidays from all of us at RS Games! This is still very much a work in progress, but we hope you'll give it a try and let us know of any feedback you may have. The new version includes enhancements necessary for Scrabble to function and fixes a bug where Voice chat did not work for Mac users.Īdditionally, we have released a new version of the RS Games web client with some enhancements to improve the experience for sighted players when playing Scrabble. Scrabble requires version 2.2 of the RS Games client, which is now available for download for Windows and Mac. This year we are celebrating 11 years, and are excited to launch another first in the world of online games for the blind an accessible online rendition of the classic word game Scrabble! ![]() Since then, we have grown to over 20 titles and kept a tradition of releasing a new game on December 20 of each year to celebrate our anniversary. On December 20, 2009, RS Games released the first accessible online version of the classic board game Monopoly. Latest News December 20, 2020: RS Games Scrabble Released ![]() Over 20 games are currently available including Monopoly, Uno, Blackjack, Yahtzee, Farkle, and Scrabble. Welcome to RS Games! Since 2009, RS Games has developed online board, card, and dice games that are accessible to the blind and visually impaired. ![]() ![]() ![]() ![]() ) In the same way, the white hardtop roof's gloss white paint is flawless. (For the best assessment of paint quality, be sure to inspect the close-up photographs of the sheet metal in the accompanying gallery. The turquoise exterior finish is outstanding across the entire car, from the bumper and grille painted in this color, across the expansive hood and beautifully sculpted flanks (with rear skirts), to its long rear deck. Its condition shows every sign of superb owner attention to the car's care and maintenance over the years. The car's odometer shows 77,309 miles, or fewer than 1,350 miles-per year on average since new. Offered here in turquoise metallic and white, over the same two-color interior is an extremely well-maintained 1963 Ford Thunderbird 2-Door Coupe. He may have one in his showroom that's standing still. May we suggest that you see your Ford Dealer. ) As you might expect, Thunderbird-with its exceptionally high resale value-continues to be one of the finest investments in automotive history. A tradition of superb engineering has resulted in a constant program of refinement (a list of the changes between '62 and '63 would make a small book. Interiors have contoured bucket seats, a personal console, deep-foam cushioning, glove-soft upholsteries, and special Thunderbird conveniences like the Swing-Away steering wheel. Although it may remind you of a sports car it still ranks among the world's foremost luxury cars. It is powered by a Thunderbird 390 V-8 and equipped with a number of features that make it remarkably easy to handle, exceptionally pleasant to ride in. In full flight this is a most elusive species-with a rare talent for disappearing from the view of lesser cars. ) Thunderbird Unique in all the world - 1963 Ford Thunderbird magazine advertising theme One such 1963 Thunderbird ad headlined: How to catch a Thunderbird went on to explain the car's many charms while explaining: Find one that's standing still. To be sure you access all the more than 145 photographs, as well as a short start-up and walk-around video, please go to our main website: Garage Kept Motors. Vehicle Description 1963 Ford Thunderbird - Turquoise over Two Tone Interior - 390 V8 - Wood Steering Wheel - Continental Kit (Please note: If you happen to be viewing this 1963 Ford Thunderbird 2-Door Coupe on a website other than our Garage Kept Motors site, it's possible that you've only seen some of our many photographs of the car due to third-party website limitations. ![]() ![]() ![]() If you don't hear any noises or only the guitar solo, write in the comments for help. If the pc says if you want to use ffdshow, say yes, always. Then click yes and then other sounds will play. Now click install WavDest Filter, and Install XBADPCM codec (its a precaution in case the codecs don't work) now click Begin Tests!. Now go on TheGHOST>tool>TheGHOSTAudioTool.exe and run it. In this guide we'll be using only temp, discs and tool. In the "tool" folder you should have TheGHOST.exe, WiiIsoTool.exe, TheGHOSTAudioTool.exe and a bunch of other files. Note: to download songs from Frets On Fire you need an account.Īfter you unzipped TheGHOST.rar, you should have 4 folders: discs, temp, tool and songs. The OG guide says that you can get the songs from the Frets On Fire Wiki, but I tried downloading some songs from Chorus (Clone Hero repo) and only one worked. There's something that I need to say before we start. Most of the tutorials on the internet are outdated with many dead links, so i'll try to quickly explain this and give yall the new links. ![]() Songs can also be buggy, but i tried myself and I didn't encounter any errors. ![]() The songs may not work, however I tried playing a few songs from my Wii and they worked fine. I ALSO DIDN'T WRITE THIS GUIDE, I RECOVERED IT, SO I'M NOT RESPONSIBLE FOR ANY DAMAGE TO YOUR SYSTEM. I'm new to this forum, and I wanted to share a guide on how to modify your copy of GH3\GHA Wii to add custom songs.īasically, we're going to remove the in-game songs and replace it with the custom ones.ĭISCLAIMER: THIS GUIDE IS MEANT ONLY FOR PLAYING THE GAME ON REAL HARDWARE, IF YOU WANT TO PLAY CUSTOM SONGS ON PC USE CLONE HERO. ![]() ![]() ![]() You’ll find all the createinstallmedia commands below, including the Monterey createinstallmedia command. The createinstallmedia command makes it possible to create a bootable copy of an installer on any drive that’s connected to your Mac. Since Mavericks, creating a bootable installation of macOS requires a single command in Terminal. Also, the processes have changed slightly since Mavericks so if your looking to create an installation of one of the ‘Cat’ versions of Mac OS X you should read this older article instead. Note, the createinstallmedia method described here doesn’t work under OS X 10.6 Snow Leopard or earlier – it requires OS X 10.7 Lion or later. Now you have the installation files, we can move on to the process of making the bootable installer. ![]() Step 2: Create a bootable installer for macOS A disk image named InstallOS.dmg will download and once it does you need to locate the pkg installer inside the disk image. Getting old versions of macOS is a little more difficult if you don’t know where to look, but Apple provides dmg files of these older macOS versions(you need to download them in Safari). Once the installer is downloaded DO NOT click on install as you need the installation file for the next stage of this tutorial. ![]()
![]() ![]() Too often the game updates ships and includes new mechanics which often creates game breaking events. On the topic of product quality, there is inadequate testing before the product is shipped. A prior explanation of how the new vaulting process works with relation to Relics prior to its implementation would create a lot more understanding and acceptance in the player base rather than just an offhand statement of "your Void Keys will retain value after their conversion." It would also enable players to come to terms with their perceived loss of value from their horde of accumulated Void Keys becoming of much lesser value because a new Prime frame/weapons will require an initial new-step of farming for new Relics. Much of the contents of Update 13 with fissures and collection of Void Traces would not have been required because the change in process would have been a more acceptable change. If the players would have understood this earlier, feedback could have been received and the initially delivered mechanic could have been avoided completely. Hard capping a collection of Void Traces to 100 severely limited enjoyment of gameplay for the players. Gathering Void Traces to rank up a relic is a core mechanic which will be highly desired by all players. ![]() Ranking up a relic to improve drop chance would have been something of high interest. Changing the way Prime components can be acquired from void drops to relic rewards is a wholly valid change – it is the desire to move people from living their game lives in the Void zones, however the mechanic and procedure of change was not discussed until the release of the product. Devstreams preview the upcoming product and many small quality of life game changes could be acted on prior to its implementation. ![]() The deep dive detail doesn’t have to be shown or discussed during the stream, however the detail could be released as an adjunct with or soon after to allow those who desire detail and analysis to view. It is fine to show off the updated gameplay, graphics and artwork and discuss the high level intention of a design change. There is currently a large section of the customer base being ignored each time a devstream event occurs. When doing presentations and customer engagement events, the presenters need to know their customers and present what the customer wants. How many of you have sought variety and are just frustrated because your poorly equipped, unlevelled Archwings are attempting higher than appropriate missions? This is poor transition and lead-in to game play. Players regularly completing level 20-30 missions, will then find themselves on Uranus with its plethora of higher level Archwing missions seeking out variety. The realisation often doesn't hit the player that the Archwing is actually another frame not affected by Warframe mods. A low level poorly or unmodded Archwing is in stark contrast to the players' Warframes which are by this time mid-levelled with a nice collection of mods. On completion there is a serious dearth of lower level Archwing missions which creates boredom. You can access Archwing missions after the completion of the buggy Archwing quest. Archwing is a piece of content highlighted here because it doesn't follow the game theme and ironically is afflicted by the a distinct lack of content/variety for the low level base. ![]() |
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